Have a blessed day. No credit check, consistent income in the past 2 months from the same employer. She did such a wonderful job, was patient and empathetic and had my problem fixed instantly. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. I just being honest tho this company is no good. No loansyour money, in your hands. It is also the provider of Earned Wage Access to Walmart and the only EWA Program with an approval order from CFPB. This is the absolute worst app!! It works with existing systems and theres no cost to the business in offering Payactiv services as an employee benefit. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. I have never had a bank tell me they can't accept my money back due to a time frame block my card and everything. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. We always try our best to do our job well and your kind words make it all worthwhile. They tell ya they cant do anything to contact the merchant. She was very polite and kind. Payactivs financial wellness solution allows employees to access up to 90% of their earned wages between paychecks, at no cost to the employer. CONS. Grain app review: Small lines of credit with no Cleo app review: Small cash advances for members, Can only access up to 50% of your paycheck, Fees may apply depending on where you have funds deposited, Full benefits are available only if your employer participates. As a Certified B-Corp, Payactiv meets the highest standards of social and environmental performance, transparency, and accountability, helping you thrive today and plan for tomorrow. This product doesn't have any reviews yet. I appreciate the patience, going the extra mile, and not once being rude! There are no fees or interest charges associated with your payday cash advance. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. We're looking into your account. Like other cash advance apps, Payactiv also offers financial wellness services. Creating a Payactiv account is free for all users and contains many free features including bill pay, discounts, financial counseling, and budgeting and savings tools. Payactiv is the winner of the Innovative Payments Associations Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time. Image: Woman on the street looking at her mobile phone. Advances can reach 50% of your earned wages though some employers may limit how much you can borrow. Payactiv Review. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Helping Low-Income Workers Stay Out of Debt - Harvard Business Review As a next step you can visit the Payactiv website or read our research on the Best Financial Wellness Software. If your employer is enrolled with Payactiv, you can pick up your advance in cash at a Walmart Money Center. We may receive compensation from our partners for placement of their products or services. We believe that building a financial technology business requires more than great technology and amazing design. Ronnie was a FABULOUS agent to work with. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. Have a blessed day. m was so helpful he updated my ewa hours so I could handle all my business. Editorial Note: This content is not provided by PayActive, Empower or Dave. Meanwhile, I will be overdrawn due to lack of funds. Took 5 minutes on chat to get asked the number to my account, while I was logged in. We'd like to turn this around and resolve your issue ASAP. Payactiv's financial assistance program provides employees with an opportunity to consult with professional coaches and get advice on saving, budgeting skills, debt management, and more. Payactiv provides an FAQ section, webinars, and blogs with useful industry insights for self-serve. :). Have a blessed day. But a small percentage of users didn't have a seamless experience. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. We may receive payment from our affiliates for featured placement of their products or services. To sign up and must be 18 years old and need to provide some personal information, including the following: If you sign up through your employer, Payactiv generally will interact with companys payroll and time attendance system. You can get your paycheck two days in advance but only if you sign up for a Payactiv Visa Prepaid Card. All five stars is for Ned not this company.I've been having an issue since Feb 10. Ive wrote a review before and I went back and Changed it but this time Im sticking to my review worse company ever no one helps you you cant access your earnings when you need them everyone is rude as hell when trying to figure out why the app is not updating Ive talk to 6 different people in 2 weeks and everyone says Aw wait 24 to 48 hours NO ONE HELPS unless you write a review its ridiculous I mean its really false advertisement because you are not able to access your money when you need it even if you work all your hours.I have screenshots of every person Ive talk to even the ones that open the chat ask what they can help you with them never respond again or close out the chat smh but thats how they do business. I dont ever try leaving bad reviews because it hurts businesses. Its available to part-time and full-time salaried workers, as well as hourly workers. Customer service is rude!! Direct deposits of paychecks may also appear on the PayActiv debit card up to 2 days before they would normally be processed. I hate my job use this company. It requires a profitable yet socially-responsible business model and a deep commitment to improving the . Ronnie OConnor was AMAZING he was so efficient and went above and beyond to make sure a resolution was met and was such a great active listener. PayActiv is the first Early Wage Access program approved by the Consumer Financial Protection Bureau. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. These offers do not represent all deposit accounts available. Have a blessed day. I don't know if I am allowed to mention my experience with your full name but I recommend Payactiv because of people like Albert Wick who can help you with almost everything you need even if difficult. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, MoneyLion loan review: Credit-builder loans for members. PayActiv, Inc. | Better Business Bureau Profile Our Lady of the Lake's Faith Fund counters predatory lenders If your employer is enrolled in the Payactiv EWA program, youll be able to access funds from your paycheck up to two days in advance (four days in advance if youre a government employee). Dawn Allcot is a full-time freelance writer and content marketing specialist who geeks out about finance, e-commerce, technology, and real estate. Finder is a registered trademark of Hive Empire Pty Ltd, and is used under license by * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Today I received an unexpected call from a customer service representative updating me on my earnings and making sure everything was together with me concerning pay active I have to admit it is very rare to have great service such as thisThank you pay active for making life a little easier smiles for me to you representative Bell if I'm saying your last name correctly, Hi Latrara,Thank you for taking the time to write a review about your experience. Employees will have to pay between $1 and $2.99 every time they withdraw money from their earned wages., Users have reported that they are extremely disappointed with Payactiv's customer support as representatives either do not respond on time or don't fix the issue quickly.. Regular source of income, Verifiable bank account, US citizen, Ages 18+. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Otherwise, it charges these two types of fees: When you request an advance, Payactiv can send the money to your bank account, debit card or a Walmart Money Center. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. A co worker of mine tried to warn me about pay active. PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Told me of 2 offers I haven't received after being w u a yr. Amazing attitude and you should have him cross train other operators. Using PayActiv is free for many services, including withdrawing funds from a partnered ATM. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. President Biden's Fresh Start program has placed $34 billion worth of delinquent or defaulted student loan accounts into "current" status. You can only get your advance two days ahead of time, and youll have to sign up for a prepaid debit card to receive the funds. You can also consult 1:1 with a financial coach to discuss savings, budgeting skills, how to improve your credit score, debt management, and more.. Payactiv Connect is an internal communication platform within the Payactiv app that employees can use to stay up-to-date with company news, reach out to coworkers, view their schedules, assign and swap shifts, and receive Payactiv news. We may also receive payment if you click on certain links posted on our site. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We always try our best to do our job well, and your kind words make it all worthwhile. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Everybody! PayActiv achieves high marks in both areas. PayActiv Review | Is It Right For You - YouTube I promise he is the best & only agent i will deal with! Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. We spend hundreds of hours researching the best HR and recruiting software so you dont have to. Hi Tasha,We sincerely apologize for your negative experience. :). Payactiv uses time and attendance data to provide earned wage access to employees. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). eToro Review 2023: Is It the Right Trading Platform for You? If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. We always try our best to do our job well, and your kind words make it all worthwhile. PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. Have a blessed day. :). A team member will be in touch ASAP. I wish my employer used a more reliable system. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. You can apply for a Payactiv account online. We always try our best to do our job well, and your kind words make it all worthwhile. One of our representatives will be reaching out to you shortly to assist you. When possible, please email us your concern at support@payactiv.com with "App reviews" in the subject line. Customer service rep Zachery Marshall was very polite and patient. How likely would you be to recommend finder to a friend or colleague? When I do the chat, they ask me to send in my time sheet and Everytime they tell me that they need an official timesheet, THAT WAS MY OFFICIAL TIMESHEET, the same one I have sent every two weeks after they screw up my time. Hi Courtney,Thank you for taking the time to write a review about your experience. Have a blessed day. If you have specific questions about the accessibility of this site, or need assistance with using this site, contact us. If you're ready to get a Payactiv demo, we suggest getting in touch for a look at the product and quote. Read 4 more reviews about Payactiv Inc. LM. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. We also ensure all reviews are published without moderation. What stands out about PayActiv is the ability to receive up to 50% of your earned net pay each period as a cash advance. Payactiv is transforming and scaling Good processes and experienced managers starting to make a difference EWA is exploding and the company has positioned itself very well The platform is far ahead Cons The last couple of years with Covid and growing pains were hard. Beyond EWA: 3 Financial Wellness Benefits to Boost Employee Satisfaction, Why Traditional Employee Benefits Arent Enough Anymore. Payactiv - Apps on Google Play Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Hi Eric,Thanks for letting us know about your concern. Workers don't need permission to access earnings prior to payday. For a $5 fee, enrollees can make up to five transactions per pay period via a smartphone app. It goes against our guidelines to offer incentives for reviews. Shop Pay is an innovative payment solution developed by Shopify. We'll do everything we can to make sure we do better in the future. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. I should have listened! This is maddening. You can click on the 'unsubscribe' link in the email at anytime. Thank you!! PayActiv Complaints: What Users Dislike Even though the app received mostly positive feedback on app stores, some users expressed concerns. I'm so grateful to have had the wonderful customer service he was able to provide for me. I want to give Grace a big thank you for giving me a call back and explaining what happened to my account and getting it cleared. thank you! PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. 1 CONNECT Work your way Get company announcements, pick up shifts, and get reminders and alerts from work. We always try our best to do our job well, and your kind words make it all worthwhile. Payactiv costs nothing to the employer. 5000+ G2 reviews. Customer complaints are largely related to technical glitches that leave people unable to access their funds or manage their money. Its free to load money onto a Payactiv card, but if you want to transfer funds to your bank, pick it up at Walmart, spend it with Uber or Amazon or use the bill pay feature, you can expect to pay additional fees. And its only free if you sign up for direct deposit to a Payactiv Visa Payroll Card. It has been a week. If youre enrolled in Payactiv through work, you may be able to access up to half of your earnings before payday, but the exact amount will be set by your employer. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Alan Davis was very awesome. Have a blessed day. How do businesses offer Payactiv to their employees? Payactiv is worth it if your employer is a Payactiv partner and you need an advance on your paycheck. Read Customer Service Reviews of www.payactiv.com - Trustpilot It's worth noting that this service could cost you $1 a day, but it's capped at $5 a pay period. while there was some slight communication issues between the rep and I after explaining my situation properly, Jay M handled the issue extremely quickly and professionally. Live support is available 24/7/365 online or by phone, according to the PayActiv website. Shes the best and everyone should be more like her.

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